Resident Applicant's
Effective April 10, 1995, the Province of Manitoba implemented a five (5) Level Licensing System for Independent Insurance Adjusters. An applicant applying for a licence must take and pass, with a mark of not less than 75%, a written examination as set by the Council. Any person holding an adjuster's licence is required to comply with the Insurance Act of Manitoba, the Insurance Adjuster's Licensing Rules, the Regulations and the Adjuster's Code of Conduct.
Applicants applying for a Level 1, Level 2, Level 3 or Level 4 licence must be in the employ of an adjusting firm. Applicants whereby an examination is required can contact the Council's office at (204) 988-6800 to arrange a date and time. Applications MUST be received by this office prior to scheduling an examination.
Applicants applying for a Level 5 Firm licence must demonstrate eligibility as outlined in
Sections 5(1) and 5(2) of the Insurance Adjusters
Licensing Rules.
The following defines the restrictions and/or authorizations and requirements to obtain and maintain each level of licence.
Level 1 Assistant Adjuster
- Pass a written examination set by Council. (The pass mark 75%.)
- Must upgrade to Level 2 within 18 months from the original issue date of the Level 1 licence.
- Prohibited from signing any reports or correspondence unless countersigned by the holder of a Level 4 licence.
Level 2 Assistant Adjuster
- Must successfully complete one of the following:
- C11 - Principles & Practice of Insurance, or
- Two General Insurance Essentials courses (G.I.E.), or
- Council's Level 2 Adjuster Examination.
- Must upgrade to a Level 3 within three years from the original issue date of the Level 2 licence.
- Prohibited from signing any reports or correspondence unless countersigned by the holder of a Level 4 licence.
Level 3 Adjuster
- Must be employed as an insurance adjuster in a general insurance company or an adjusting firm for not less than two years and successfully complete all of the following Insurance Institute of Canada courses:
- C11 - Principles and Practice,
- C12 - Insurance on Property Part I,
- C17 - Claims I or C110 Essentials on Loss Adjusting,
- Any one of: C13 - Insurance Against Liability-Part 1, C14 - Automotive Insurance-Part 1, C111 - Advanced Loss Adjusting, or C112 - Practical Issues in Claims Management.
- Is prohibited from acting as the supervising manager for an adjusting firm.
Level 4 Independent Adjuster
- Has been employed as an insurance adjuster in a general insurance company or an adjusting firm for not less than five (5) years
- Is sponsored by an adjusting firm
- Has successfully completed the following eight (8) Insurance Institute of Canada courses:
- C11 - Principles and Practice,
- C12 - Insurance on Property,
- C13 - Insurance Against Liability,
- C14 - Personal Automobile
- C17 - Claims I, or C110 - Essentials of Loss Adjusting, Insurance,
- C111 - Advanced Loss Adjuster,
- C112 - Practical Issues in Claims Management,
- C16 - The Business of Insurance, and
- Is authorized to act as the supervising manager for an adjusting firm.
Level 5 Firm Licence
- Has attained their Chartered Insurance Professional (CIP) designation through the Insurance Institute of Canada,
- Is authorized to manage the office of an adjusting firm,
- Holds a Level 4 insurance adjuster's licence,
- Must employ a Level 4 to provide on-site supervision or provide on-site supervision themselves,
- Provides evidence of registration with the Manitoba Companies Office of the Government of Manitoba,
- Operates in an office separate from any financial institution or insurance company, and holds himself out publicly as the
office of an adjusting firm, and in addition has met the requirements of
Section 5(2) of the Insurance Adjusters Licensing
Rules.
NOTE: The Adjusters Council requires that an applicant who has not previously been licensed both write the exam and
have taken the required education. An applicant must take the examination that is appropriate to his or her education level.
E.g. We would require someone who has obtained the pre-requisite education for a level 2 to write and pass the level 2 examination
with our office.
Completing the Application
The following steps have been set out in point form to assist in the proper completion of the application. Applications received that are incomplete, pending information or documentation will be returned to the applicant.
- Questions 1 through 6 are to be completed with the individual's personal information.
- Questions 7 through 12 are to be completed with the firm's business information.
Please refer to eligibility for Level 5 Firm Licence above.
- Question 13, indicate licence level being applied for with a check mark.
- Question 14, check ONLY ONE of the choices given as you are either applying for a new licence, a renewal or a transfer/amendment.
- Question 15, indicate with a check mark if you hold a CIP or FCIP designation and attach either a copy of your course transcript evidencing the courses completed or designation certificate.
- Question 16, provide employment history for the past five (5) years.
- Question 17 (a) though (j), indicate with a check mark and provide details and documentation where requested.
- Question 18, attach an original criminal record check not more than 6 months old if you are a new applicant or have not held a licence with the Insurance Council of Manitoba for twelve (12) months or longer. Individuals who have a conviction must have their Criminal Record Check done by fingerprints. This process could take up to six (6) months.
- Question 19, attach E&O in the amount of 1 million per occurrence with an overall policy aggregate of at least 1 million.
- Question 20, you must have read and understood and agree to abide by the Code of Conduct which is available on the Council's website under "Licensing Info".
- Question 21, must be completed. This section authorizes the Council to conduct ongoing investigations if deemed necessary.
- Question 22, the "Declaration" section must be signed before a witness and dated. Please ensure you have read and understood the information printed on page 4 of the application prior to signing.
- Question 23, must be completed by three (3) reputable persons who are residents of the province of Manitoba.
- Question 24, the "Recommendation" section is to be completed by the holder of the firm you will be representing in Manitoba.
- Attach the applicable licence fee:
-
Level 1 - $ 90.00
- Level 2 - $ 90.00
- Level 3 - $200.00
- Level 4 - $200.00
- Level 5 - $200.00
Cheque or Money Order must be in CANADIAN FUNDS and made payable to the "INSURANCE COUNCIL OF MANITOBA."
- An applicant for a Level 5 licence must hold either a CIP (Associateship) or Fellowship designation through the Insurance
Institute of Canada. They must also have completed a minimum of five (5) years of continuous adjusting experience in the employ of an
adjusting firm or have completed a minimum of five (5) years of continuous adjusting experience in the employ of a general insurance
company and pass a qualifying examination set by the Council.
- Applicants for a Level 5 Firm licence must provide evidence of business name registration with the Companies Office of the Government of Manitoba.
They must also operate the office separate from any financial institution or insurance company.
Additional Licensing Information
Pursuant to Section 371(2) of the Insurance Act of Manitoba, the completion of an application and passing of a written examination does not guarantee the issue of a licence. Each applicant must first be found suitable to hold a licence.
Manitoba's licensing year for independent insurance adjusters runs from July 1 to June 30, and licence fees are not prorated. Licence renewal forms are mailed out the first week of June.
All Adjusters must accumulate eight (8) hours of continuing education annually between July 1 and June 30.
We ask that you read over the application carefully, ensuring all questions have been answered in full and documentation attached where applicable before submitting the completed form to the Council for examination and/or licensing approval.
Non-Resident Applicant's
Effective April 10, 1995, the Province of Manitoba implemented a five (5) Level Licensing System for Independent Insurance Adjusters. Applicants applying for a licence from another jurisdiction must demonstrate eligibility for a licence by obtaining sponsorship from an adjusting firm in Manitoba, completing an application and providing written evidence of their education and experience. All persons holding an adjuster's licence are required to be in compliance with the Insurance Act of Manitoba; the Insurance Adjuster's Licensing Rules and the Adjuster's Code of Conduct.
The following defines the restrictions and/or authorizations as well as the requirements to obtain and maintain each level of licence.
Level 1 Assistant Adjuster
- Prohibited from signing any reports or correspondence unless countersigned by the holder of a Level 4 licence.
Level 2 Assistant Adjuster
- Must have successfully completed one of the following:
- C11 - Principles & Practice of Insurance, or
- Two General Insurance Essentials courses (G.I.E.).
- Must upgrade to a Level 3 within three years from the original issue date of the Level 2 licence.
- Prohibited from signing any reports or correspondence unless countersigned by the holder of a Level 4 licence.
Level 3 Adjuster
- Has been employed as an insurance adjuster in an adjusting firm or general insurance company for a minimum of 2 years.
- Has taken and passed the following Insurance Institute of Canada courses:
- C11 - Principles and Practice,
- C12 - Insurance on Property Part I,
- C17 - Claims I or C110 Essentials of Loss Adjusting,
- Any one of: C13 - Insurance Against Liability-Part I, C14 - Automotive Insurance-Part I, C111 - Advanced Loss Adjusting, or C112 - Practical Issues in Claims Management.
- Prohibited from acting as the supervising manager of an adjusting firm.
Level 4 Independent Adjuster
- Has successfully completed the following eight (8) Insurance Institute of Canada Courses:
- C11 - Principles and Practice,
- C12 - Insurance on Property,
- C13 - Insurance Against Liability - Part I,
- C14 - Automotive Insurance - Part I
- C17 - Claims I or C110 Essentials of Loss Adjusting,
- C111 - Advanced Loss Adjusting,
- C112 - Practical Issues in Claims Management,
- C16 - The Business of Insurance,
- Has completed a minimum of five (5) years of continuous adjusting experience with an adjusting firm or general insurance company, and
- Is sponsored by an adjusting firm licensed in Manitoba
- Is authorized to act as the supervising manager for an adjusting firm.
Level 5 Firm Licence
- Has attained their CIP or FCIP designation through the Insurance Institute of Canada.
- Is authorized to manage the office of an adjusting firm.
- Must employ a Level 4 to provide on-site supervision or provide on-site supervision themselves.
- Provides evidence of registration with the Manitoba Companies Office of the Government of Manitoba.
- Operates in an office separate from any financial institution or insurance company, and holds himself out publicly as the office of an adjusting firm, and in addition has met the requirements of Section 5(2) of the Insurance Adjusters Licensing Rules.
Completing the Application
The following steps have been set out in point form to assist in the proper completion of the application. An application received that is incomplete, pending information or documentation can not be processed.
NOTE: Non-residents relocating to Manitoba see "Procedures for Resident".
- Questions 1 through 6 are to be completed with the individual's personal information.
- Questions 7 through 12 are to be completed with the firm's business information.
Please refer to eligibility for Level 5 Firm Licence above.
- Question 13, indicate licence level being applied for with a check mark.
- Question 14, check ONLY ONE of the choices given as you are either applying for a new licence, a renewal or a transfer/amendment.
- Question 15, indicate with a check mark if you hold a CIP or FCIP designation and attach either a copy of your course transcript evidencing the courses completed or designation certificate.
- Question 16, provide employment history for the past five (5) years.
- Question 17 (a) though (j), indicate with a check mark and provide details and documentation where requested.
- Question 18, attach an original criminal record check not more than 6 months old if you are a new applicant or have not held a licence with the Insurance Council of Manitoba for twelve (12) months or longer. Individuals who have a conviction must have their Criminal Record Check done by fingerprints. This process could take up to six (6) months.
- Question 19, attach E&O in the amount of 1 million per occurrence with an overall policy aggregate of at least 1 million.
- Question 20, you must have read and understood and agree to abide by the Code of Conduct which is available on the Council's website under "Licensing Info".
- Question 21, must be completed. This section authorizes the Council to conduct ongoing investigations if deemed necessary.
- Question 22, the "Declaration" section must be signed before a witness and dated. Please ensure you have read and understood the information printed on page 4 of the application prior to signing.
- Question 23, must be completed by three (3) reputable persons who are residents of the province of Manitoba.
- Question 24, the "Recommendation" section is to be completed by the holder of the firm you will be representing in Manitoba.
- Attach the applicable licence fee:
-
Level 1 - $ 90.00
- Level 2 - $ 90.00
- Level 3 - $200.00
- Level 4 - $200.00
- Level 5 - $200.00
Cheque or Money Order must be in CANADIAN FUNDS and made payable to the "INSURANCE COUNCIL OF MANITOBA."
- An applicant applying for a Level 5 Firm licence must provide evidence of registration with the Manitoba Companies Office at who
can be contacted at (204) 945-2500. A copy of the Articles must accompany the application.
- An applicant for a Level 5 Licence must hold either a CIP (AIIC) or FCIP (FIIC) designation through the Insurance Institute of
Canada. The individual must have completed a minimum of five (5) years of continuous adjusting experience in the employ of an
adjusting firm or have completed a minimum of five (5) years of continuous adjusting experience in the employ of a general insurance
company and pass a qualifying examination set by the Council. Note: An applicant transferring to Manitoba
must comply with Manitoba's licensing requirements regardless of the level of licence they hold or experience they have.
In addition, the office must also be separate from any financial institution or insurance company. See
Section 5(1) of the Adjuster's Licensing Rules.
Additional Licensing Information
Pursuant to Section 371(2) of the Insurance Act of Manitoba, the completion of an application does not guarantee the issue of a licence. Each applicant must first be found suitable to hold a licence.
All licensed insurance adjusters are subject to accumulating eight (8) hours of continuing education annually. There is exemption from this requirement for experience or education. (Please see our Continuing Education Requirement Booklet.)
Applicants for a Level 5 Firm licence must provide evidence of business name registration with the Companies Office of the Government of Manitoba. They must also operate the office separate from any financial institution or insurance company.
Manitoba's licensing year for independent insurance adjusters runs from July 1 to June 30 and licence fees are not prorated.
Please read over the application carefully to ensure all questions have been answered and documentation is attached where applicable before submitting to the Council for licensing approval. The application consists of 4 pages and will not be processed if all 4 pages are not submitted or if the application has not been completed in its entirety.
